Crop Hail Insurance

We deliver risk management products that provide a level of security to farmers, who operate at the mercy of the weather and markets.

We are well-equipped to provide crop hail insurance products and services that meet the risk-management needs of the American farmer and rancher, and to support the crop insurance agents who serve them.

Your trusted ProAg crop insurance agent works with you to design crop hail insurance coverage to fit your risk management strategy, and flexible deductibles allow you to tailor the cost of your crop hail insurance policy to meet your budget.

ProAg crop hail insurance can provide you:

  • Fast and accurate claims service

  • Financial strength

  • Superior customer service

  • Innovative technology

  • Knowledgeable employees

  • Specialty crop expertise

The devastation left in the wake of a hail storm can be partial or total. Regardless of the amount of damage, it’s always expensive and all of the good farming practices in the world won’t prevent it. Crop Hail Insurance coverage gives you acre-by-acre protection up to the actual cash value of your crop, thereby protecting your investment and your future.

How do I Decide on What Crop Hail Coverage to Buy?

Hail is one catastrophe that is most likely to totally destroy a part of your crop and leave the rest undamaged. The acres and loss of crop yield caused by hail damage may be less than the deductible of your federal crop insurance policy or it may not lower your yield enough for a revenue protection insurance policy to protect your profits. Crop hail insurance coverage can fill that gap.

While federal crop policies protect you against losses severe enough to significantly drop the yield per insured unit, crop hail insurance gives you acre-by-acre protection that can be up to the actual cash value of the crop. Crop hail is especially important to those with area plan policies, like ARP, ARP-HPE, or AYP, which leaves individuals exposed to spot losses due to hail.

You can also buy additional crop hail insurance coverage during the growing season (prior to damage) to protect added profit potential from bumper crop yields or high-than-normal crop values. Even if your frequency of hail damage is low, remember that crop hail coverage is rated for your area and there are a variety of deductibles to meet your budget. It is an inexpensive way to protect against hail damage.